Patience Not Promises that makes Wealth
How the Easy money mindset hurts your wealth
4/7/20252 min read


How the Easy Money Mindset Hurts Your Wealth
Imagine this: You’re scrolling through Instagram, and there’s an ad promising “Earn ₹10 lakh in 30 days with zero effort!” Or maybe your friend who swears he doubled his money in a week trading crypto. It’s tempting, right? This is the easy #money mindset—the belief that wealth can come fast, without sweat or strategy. In India, where jugaad and quick fixes are celebrated, this mindset feels natural. But here’s the truth: chasing easy money often leaves your bank account emptier and your dreams further away.
Why do we fall for it? It’s human nature to crave instant rewards. From Bollywood rags-to-riches tales to Telegram tip about “secret investment tricks,” we’re surrounded by stories of overnight success. Add the pressure of rising costs—think ₹100 tomatoes or skyrocketing rent—and the idea of a shortcut to crores sounds like a lifeline. But this #mindset is a trap.
First, it pushes you into #risky bets. Remember the #crypto craze? Lakhs of Indians poured savings into coins with funky names, only to watch them crash. Or take chit funds—promising big returns, they’ve duped millions, from daily wagers to #housewives. The easy money lure ignores one rule: high reward means high risk.
Second, it kills #discipline. Why save ₹500 a month for a mutual fund when you’re dreaming of a #stock tip making you a millionaire? This skips the boring-but-smart habits—like SIPs or fixed deposits—that build #wealth over time.
The damage doesn’t stop there. When the “sure thing” fails, you’re tempted to double down, chasing losses like a gambler at a Diwali card party. A friend of mine lost ₹2 lakh in a trading app, then borrowed more to “recover” it—now he’s in debt. Plus, this mindset warps how you see money. You start thinking wealth is luck, not labour, ignoring the value of a steady job or learning a skill.
Easy money promises glitter but hard work delivers gold.
So, what’s the fix? Start small and think long-term. Put ₹1,000 monthly into a PPF or equity fund—over 20 years, with compound interest, it grows quietly into lakhs. Learn a skill—coding, tailoring, anything—that boosts your income. Budget wisely; even ₹50 saved daily adds up. It’s not sexy, but it’s solid. In a country where 80% of us live salary to salary, stability beats a lottery ticket.
The easy money mindset dazzles with dreams of a quick crore, but it’s a mirage. True wealth comes from patience, not promises. Next time you see a “get rich fast” ad, pause. Your future self—sipping chai in a paid-off home—will thank you for choosing the slow, sure path.
If you also have been a victim of any such promises, don’t forget to comment below your experience !
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